AI Fine Print Checker
Scan the Fine Print Before You Click Accept or Pay
Lay The Terms is an AI fine print checker for everyday users. It scans Terms of Service, privacy policies, refund rules, subscriptions, and other legal fine print. It quotes the risky clauses, explains them in plain English, scores the agreement with the Soul Scale, and checks for scam-style payment, refund, data, and subscription warning signs.
Scan Your Agreement
Upload a PDF, paste text, or import a URL to get a plain-English risk report with quoted clauses.
View Public Scans
See how Lay The Terms explains real-world terms from Google, Netflix, PayPal, and more.
What Lay The Terms Detects in Fine Print
Refund Traps
No-refund policies, store credit only, chargeback restrictions, hidden cancellation windows.
Subscription Traps
Auto-renewals, free trial lock-in, written notice requirements, cancellation barriers.
Data Sharing
Third-party sharing, affiliate/partner data movement, cross-site profiling, advertising use.
AI Training Rights
Broad licenses to train AI on your uploads, content reuse, derivative works.
Arbitration Clauses
Forced arbitration, class-action waivers, limited court options, venue restrictions.
Content Licenses
Worldwide, royalty-free, irrevocable licenses to your uploaded content.
Account Suspension
Broad account closure rights, enforcement without clear process, access loss.
Liability Limits
Caps on company responsibility, limited remedies, indirect damages exclusions.
Why Use an AI Fine Print Checker?
Legal text is designed to be hard to read
Terms of Service, privacy policies, and subscription agreements are written in dense legal language that most people cannot easily understand.
Hidden traps are buried in the fine print
Auto-renewals, data sharing, refund restrictions, and arbitration clauses are often hidden in long documents that users never read.
You agree to serious risks by clicking Accept
Clicking "I agree" can mean giving up legal rights, allowing data sharing, accepting forced arbitration, or waiving refund rights.
AI can extract and explain the risks
An AI fine print checker scans the text, extracts the important clauses, translates legal language into plain English, and flags specific risks.
Get quoted evidence, not just summaries
Lay The Terms quotes the exact clauses it flags so you can verify the risk in the original document.
Separate contract unfairness from scam-style signals
Lay The Terms distinguishes between one-sided contract terms and actual scam-style payment, refund, or identity warning signs.
When to Use Lay The Terms
Before you click "I agree" on Terms of Service
Before you accept a privacy policy
Before you start a free trial
Before you subscribe to a service
Before you upload files to a platform
Before you pay an online store
Before you accept app permissions
Before you sign a lease or rental agreement
Before you accept a no-refund policy
Before you use an AI tool with your work or data
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Frequently Asked Questions
What is an AI fine print checker?
An AI fine print checker scans legal text like Terms of Service, privacy policies, refund rules, and subscription agreements. It identifies hidden traps, explains risks in plain English, quotes the exact risky clauses, and warns about scam-style payment, refund, data, and subscription traps before you click Accept or Pay.
Why use an AI fine print checker instead of reading terms myself?
Legal text is designed to be hard to read. An AI fine print checker extracts the important clauses, translates legal language into plain English, and flags specific risks like auto-renewals, data sharing, refund traps, and arbitration clauses. It saves time and helps you understand what you are actually agreeing to.
What can Lay The Terms detect in fine print?
Lay The Terms detects refund traps, auto-renewal clauses, subscription cancellation barriers, data sharing with third parties, AI training rights on your uploads, forced arbitration, class-action waivers, broad content licenses, account suspension risks, liability limits, and scam-style payment or identity indicators.
Is Lay The Terms legal advice?
No. Lay The Terms provides educational contract analysis and risk scanning. It helps you understand possible risks and questions to ask, but it is not a law firm and does not replace advice from a qualified lawyer.
How does Lay The Terms differ from other tools?
Lay The Terms combines contract-fairness scoring with scam-style warning signals. It quotes exact clauses, explains risks in plain English, scores agreements with the Soul Scale, and separates structural contract risks from deceptive scam language. It is designed for everyday consumers, not enterprise legal workflows.
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